For debts of £1000 - £15,000 Debt Help allows you to pay one lower monthly payment for all of your bank loans, credit card repayments and your other debts.

Firstly we take away the hassle of the paperwork and day-to-day dealings with your creditors. Secondly, in our great experience of dealing with creditors across the UK, we find they will be happy to deal directly with us to negotiate the freezing of charges and interest on your accounts.

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For debts over £15,000We can offer you advice and can explain how you can be Debt Free in 60 months with up to 70% of your debts written off by paying just one affordable monthly payment.

An Individual Voluntary Arrangement (IVA) is a legal process by which you can gain protection from your unsecured creditors by entering into a legally binding repayment agreement with them, which is then supervised by a licensed insolvency practitioner.

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For those nearly or already BankruptIf you, or someone you know, is facing Bankruptcy, it is important to know that there are a number of realistic alternatives instead of declaring Bankruptcy.

The Debt Advice Online Bankruptcy Clinic was set up to deal specifically with cases of serious debt that require immediate expert help. We can advise both on avoiding declaring Bankruptcy and also how to get an annulment to an existing Bankruptcy Order.

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