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We can help you sort out your Debts

See if you qualify for one of our Debt Solutions

Debt Help in three simple steps

Complete our online application

Speak to a debt advisor about your options

Receive a debt proposal in the post

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About the Fees

A fee is charged for the services we offer. A management service is provided from the start to end of your plan. Help is with you all the way.
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Impartial Advice

You can get FREE impartial advice on your finances from the Government's Money Advisory Service.
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Please remember

If you choose to restructure your debt over a longer term it could affect your credit rating and cost you more.

Solutions for a variety of debt levels

Debt Help

For debts of £1,500 and over

Debt Help allows you to pay one affordable monthly payment for all of your unsecured bank loans, credit card repayments and your other debts.

Firstly the hassle of dealing with your paperwork and and day-to-day dealings with your creditors is taken away. Secondly, our selected debt partners will look to negotiate the freezing of charges and interest on your accounts to help stop your debts increasing.

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For those nearly or already Bankrupt

If you, or someone you know, is facing Bankruptcy, it is important to know that there are a number of realistic alternatives instead of declaring Bankruptcy.

The Debt Advice Online Debt Advice Online was set up to deal specifically with cases of serious debt that require immediate expert help. Advise is given both on avoiding declaring Bankruptcy and also how to go through the whole bankruptcy process.

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Individual Voluntary Arrangements
for debts over £7,000

We can explain how an IVA works and see if your debt qualify for an IVA. Debts that qualify for an IVA can be cleared in a set time period (usually 5 to 6 years).

An IVA is a legal process by which you can gain protection from your unsecured creditors by entering into a legally binding repayment agreement with them, which is then supervised by a licensed insolvency practitioner.

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No obligation

Creditors are not obliged to agree to a Debt Management Plan nor freeze interest and charges.

The right schedule

Sometimes rescheduling your Debt payments can lead to an increase in the total sum repaid and can extend your repayment period. Debt advisors should advise you an estimate for the total repayment period and length of time for the plan subject to your creditors accepting the arrangements.

Keeping up your repayments

Failure to keep up your repayments once on a repayment plan is set may result in arrangements with your creditors to be broken.

Setup fees

Your creditors will be paid from month one, though MoneySolve will take their Debt Management setup fees evenly over the first 6 payments.

Essential Reading

Insolvency Service In Debt Guide Dealing with your Creditors Insolvency Service Guide To Bankruptcy

Debt Advice Online